How to Improve Your Driving Record Over Time 

Having traffic violations, accidents and driving-related convictions on your record can make it expensive and difficult to get auto insurance. There are steps you can take to help improve your driving record over time that may eventually reduce your auto insurance premiums.

Understand Your Driving Record

Get a copy of your driving record from the Texas Department of Motor Vehicles (DMV). Review the record to understand which incidents affect your insurance rates. Accidents, violations and convictions may affect your insurance for three years or longer, depending on the circumstances.

Tips for Improving Your Driving Record

They may suggest the following to help improve your record:

• Enroll in a Texas-approved defensive driving course. These courses can help you improve your driving skills and reduce the likelihood of being in an accident. You may be eligible for discounts when you complete such a course.

• Drive safely and avoid additional traffic violations. Practice safe driving habits, including not using your phone while driving, maintaining a safe distance between your vehicle and the one in front of you, and obeying posted speed limits.

• Pay any overdue fines. Follow through with your driving-related legal obligations to help clean up your driving record.

• Evaluate multiple auto insurance quotes. Your agent can help you compare auto insurance quotes to help you get the right combination of coverage and price. You may need non-standard auto insurance, which is typically more expensive than standard coverage.

Contact Us

Our agents work with multiple local reputable insurers and can help you get appropriate auto insurance at favorable rates. Contact Diamond Insurance Agency in Boerne, Texas, for an auto insurance quote.

This blog is intended for informational and educational use only. It is not exhaustive and should not be construed as legal advice. Please contact your insurance professional for further information.