Contractors Insurance in Boerne, TX
As contractors in Boerne, TX, you face unique financial risks every day, whether you’re managing a job site or handling valuable equipment. At Diamond Insurance Agency, we understand the challenges that come with running a construction business, and we’re here to help you by connecting you to tailored contractors insurance solutions.
Why Contractors’ Insurance Matters
Contractors’ insurance is essential for your business, as unexpected financial events can happen anytime, which can lead to costly claims or project delays. From property damage and workplace injuries to third-party liability, having the right coverage can make all the difference in keeping your operations running smoothly.
Key Coverages for Texas Contractors
Our team offers a range of insurance options designed specifically for general contractors, subcontractors and construction business owners in Texas, including:
- General liability insurance. Helps against claims of bodily injury or property damage caused by your work.
- Workers’ compensation. Offers benefits to employees who are injured on the job, as required by state law in certain situations.
- Commercial auto insurance. Covers vehicles used for business purposes, from pickups to work vans.
- Tools and equipment coverage. Safeguards your valuable tools and machinery from theft, loss or damage.
- Builders risk insurance. Insures structures and materials during construction or renovation projects.
- Professional liability. Offers coverage if a client claims your work was faulty or incomplete.
Who Needs Contractors’ Insurance?
If you’re a general contractor, subcontractor or own a construction business, contractors’ insurance can help provide financial protection in multiple ways. Even small projects can carry significant financial risks, making contractors’ insurance a smart investment for businesses of all sizes.
Factors That Affect Your Coverage
The type and amount of insurance you need may depend on:
- The size and scope of your projects
- Number of employees and subcontractors
- Types of services you provide
- Equipment and vehicles used
- Contract requirements from clients
Our team at Diamond Insurance Agency will work closely with you to assess your risks and tailor a policy that suits your business and budget.
Insure Your Business with Diamond Insurance Agency
Don’t leave your business exposed to unnecessary financial risks. Let us help you find the right contractors’ insurance to keep your projects and your reputation secure.
Contact us now to get started.